Business Banking Done Differently!

Business Banking Done Differently!

Business Banking Done Differently!

Norma operates as a comprehensive business financial products platform, extending beyond traditional banking services. Offering an array of solutions including credit, mobile POS, and open banking, along with diverse services encompassing account management, card services, money transfer, invoicing, and accounting.

CATEGORY

CATEGORY

NeoBank

NeoBank

NeoBank

REGION

REGION

Turkey

Turkey

Turkey

CUSTOMER

CUSTOMER

15K+ SMES

15K+ SMES

15K+ SMES

WEBSITE

WEBSITE

norma.co

norma.co

norma.co

Norma expands its target audience from freelancers to small and medium-sized enterprises, encompassing a spectrum from solopreneurs to large-scale organizations.

Norma expands its target audience from freelancers to small and medium-sized enterprises, encompassing a spectrum from solopreneurs to large-scale organizations.

Norma expands its target audience from freelancers to small and medium-sized enterprises, encompassing a spectrum from solopreneurs to large-scale organizations.

Large and Growing Market for SMBs and SMB Banking: This expansive market represents a significant arena, catering to the diverse financial needs of numerous SMEs, often served by varied and independent institutions.

Norma is Pionr's inaugural fintech venture, created and entirely operated by the Pionr team.

Norma is Pionr's inaugural fintech venture, created and entirely operated by the Pionr team.

Challenge

Challenge

Challenge

Micro-segment busineses are often an area not adequately focused on by major market players such as banks. One of the primary issues these businesses face is the necessity to obtain various services from different providers (banks, accountants, virtual offices, payment institutions, accounting software, e-invoice providers, insurance companies, etc.). This situation leads to both a loss of time and incurs high costs for these businesses.

Micro-segment busineses are often an area not adequately focused on by major market players such as banks. One of the primary issues these businesses face is the necessity to obtain various services from different providers (banks, accountants, virtual offices, payment institutions, accounting software, e-invoice providers, insurance companies, etc.). This situation leads to both a loss of time and incurs high costs for these businesses.

Micro-segment busineses are often an area not adequately focused on by major market players such as banks. One of the primary issues these businesses face is the necessity to obtain various services from different providers (banks, accountants, virtual offices, payment institutions, accounting software, e-invoice providers, insurance companies, etc.). This situation leads to both a loss of time and incurs high costs for these businesses.

Solution

Solution

Solution

These segment customers, being new to the market, need to focus on enhancing their own products and services and improving their operational processes. Their focus should not be on navigating between various platforms and making multiple payments but rather on obtaining all their services smoothly and cost-effectively from a single provider. Put an end to time wastage and excessively expensive services!

These segment customers, being new to the market, need to focus on enhancing their own products and services and improving their operational processes. Their focus should not be on navigating between various platforms and making multiple payments but rather on obtaining all their services smoothly and cost-effectively from a single provider. Put an end to time wastage and excessively expensive services!

These segment customers, being new to the market, need to focus on enhancing their own products and services and improving their operational processes. Their focus should not be on navigating between various platforms and making multiple payments but rather on obtaining all their services smoothly and cost-effectively from a single provider. Put an end to time wastage and excessively expensive services!

Result

Result

Result

Norma enables small businesses to manage all their financial operations from a single platform in their daily lives. All services within Norma require minimal customer effort, ensuring the fastest service delivery naturally. Starting at the inception stage of a company's journey, Norma provides virtual office space, an intelligent tool for managing income and expenses, an e-invoicing product for generating invoices, and the capability to manage all bank accounts within Norma. Moreover, these services come bundled with a TR IBAN account and a Visa card, offering essential financial products like business loans, digital insurance, money transfers, mobile POS, and a loyalty program—all free to use. Interconnected, these services ensure streamlined communication and help businesses maintain control over their financial health.

Empower Your Business with Insights from Norma Busineses

Empower Your Business with Insights from Norma Busineses

Empower Your Business with Insights from Norma Busineses

Mehmet Arslan

Terapist

Norma'nın muhasebe aracı, işletme hesaplarımı düzenleme konusunda gerçekten büyük bir kolaylık sağlıyor. Fatura ve gelir-gider takibindeki bu pratiklik, işimi yürütmeyi çok daha keyifli hale getirdi.

Elif Demir

Doktor

Norma ile gerçekleştirdiğim para transferlerinde hiçbir ücret ödememek inanılmaz bir avantaj! Norma'nın sunduğu bu maliyet avantajı, işletme maliyetlerimi düşürmemde büyük rol oynuyor.

Şeyma Öztürk

Diyetisyen

Norma'nın e-fatura hizmeti, faturalarımı hızlıca kesmemi ve göndermemi sağlıyor. İşimi kolaylaştıran ve zaman tasarrufu sağlayan harika bir özellik!

Ali Kaya

Emlak Danışmanı

Norma'nın sunduğu işletme kredileri ve dijital sigorta hizmetleri, işimi büyütmek ve güvence altına almak konusunda gerçekten büyük bir fayda sağlıyor. İşimi geliştirmek için ideal bir platform.

Fatma Şahin

Yoga Eğitmeni

Mobil POS özelliği sayesinde ödemelerimi hızlı ve güvenli bir şekilde alabiliyorum. Norma'nın bu özelliği, atölyemin genişlemesi ve ödemelerin kolaylığı konusunda harika bir destek oldu.

Murat Karadeniz

Dekoratör

Norma'nın banka hesapları yönetimi özelliği, işletme hesaplarımı tek bir yerden kolayca takip etmemi sağlıyor. İşimi daha düzenli bir şekilde yürütmeme yardımcı oluyor.

Ayşe Yılmaz

Kurye

Norma, işimi yönetmeyi çok kolay hale getirdi! Şirketimi hızlıca kurup gerekli adres bilgilerimi elde etmem Norma'nın sanal ofis hizmeti sayesinde çok hızlı gerçekleşti. İşimde daha fazla verimlilik sağlamak için Norma'yı tercih ettim ve sonuçtan çok memnunum.

Hasan Avcı

Rehber

Sadakat programı ile müşterilerime daha iyi hizmet verebiliyor ve onlarla daha yakın ilişkiler kurabiliyorum. Norma, müşteri memnuniyeti ve işimin büyümesi konusunda büyük bir katkı sağlıyor.

Seda Toprak

Mikro İhracatcı

Kullanıcı dostu arayüzü ve etkili müşteri desteğiyle Norma, işletme yönetimini çok daha rahat bir hale getiriyor. İşimin büyümesine ve gelişmesine önemli katkılar sağlıyor.

If you play the same game everyone else does, you’ll get the same results everyone else does.

Johan Cruyff

If you play the same game everyone else does, you’ll get the same results everyone else does.

Johan Cruyff